Westbury Bancorp (OTCMKTS:WBBW) vs. Elmira Savings Bank (NASDAQ:ESBK) head-to-head
Westbury Bancorp (OTCMKTS:WBBW – received rating) and Elmira Sparkasse (NASDAQ:ESBK – received rating) are both small financial companies, but which is the better company? We will compare the two companies based on the strength of their institutional ownership, profitability, analyst recommendations, valuation, earnings, risk and dividends.
risk and volatility
Westbury Bancorp has a beta of 0.44, suggesting its stock price is 56% less volatile than the S&P 500. In comparison, Elmira Savings Bank has a beta of 0.9, suggesting its stock price is 10% is less volatile than the S&P 500.
This is a summary of the latest ratings and price targets for Westbury Bancorp and Elmira Savings Bank as provided by MarketBeat.
|sell reviews||keep ratings||Buy reviews||Strong buy recommendations||rating score|
|Westbury Bancorp||0||0||0||0||N / A|
|Elmira Savings Bank||0||0||0||0||N / A|
evaluation and result
This table compares the gross earnings, earnings per share (EPS) and valuation of Westbury Bancorp and Elmira Savings Bank.
|gross receipts||price/sales ratio||net income||earnings per share||price-earnings ratio|
|Westbury Bancorp||$38.78 million||2.01||$9.53 million||$3.03||9.79|
|Elmira Savings Bank||$26.58 million||3.02||$5.22 million||$1.47||15.70|
Westbury Bancorp has higher revenues and profits than Elmira Savings Bank. Westbury Bancorp is trading at a lower price-to-earnings multiple than Elmira Savings Bank, suggesting it’s the cheaper of the two stocks at the moment.
Institutional and Insider Ownership
4.1% of Westbury Bancorp’s shares are owned by institutional investors. Insiders own 10.9% of Westbury Bancorp’s shares. Strong institutional ownership is an indication that large money managers, endowments, and hedge funds believe a company is poised for long-term growth.
This table compares the net margins, return on equity and return on assets of Westbury Bancorp and Elmira Savings Bank.
|net margins||return on equity||return on investment|
|Westbury Bancorp||22.55%||N / A||N / A|
|Elmira Savings Bank||21.04%||N / A||N / A|
Westbury Bancorp beats Elmira Savings Bank on 6 of the 9 factors compared between the two stocks.
Company Profile of Westbury Bancorp (received rating)
Westbury Bancorp, Inc. acts as the holding company for Westbury Bank, which provides a variety of banking and financial products and services to individuals, families and businesses throughout the United States. The Company offers checking and savings accounts, money market accounts, certificates of deposit and term accounts; personal loans, mortgage loans, residential real estate for one to four family houses, multi-family houses, commercial businesses, loans, commercial real estate loans and home loans; credit cards; and online and mobile banking services. It operates eight bank branches and a credit manufacturing office in Washington, Waukesha and Dane Counties. Westbury Bancorp, Inc. was founded in 1926 and is headquartered in Waukesha, Wisconsin.
Elmira Sparkasse company profile (received rating)
Elmira Sparkasse offers financial services for consumers and companies. It offers savings and money market accounts, term deposits, personal and commercial checking accounts, and NOW accounts; certificates of deposit; residential and commercial real estate, home loan, commercial loan and consumer loan consisting of installment loans, overdrafts and home equity loans; and mortgage loans secured by first and second liens on one- to four-family homes. The company also operates a real estate investment trust; and provides financial planning consulting services. The company operates through a network of twelve full-service offices in Chemung, Tompkins, Cayuga, Schuyler and Steuben counties; and a limited service office in Broome County, New York. Founded in 1869, Elmira Savings Bank is based in Elmira, New York.
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